No Credit Check Financing

If you have bad credit, no credit, or if you simply don't want your credit score checked, then No Credit Check Financing is for you. Your approval amount is determined on your monthly income. We work with different companies so you can choose the one that works for you. So, if you happen to get declined for one company, you can always try a different one since it won't affect your credit score.

Snap Finance

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Approves up to: $3,300

Early Payoff Option: Yes, 100 Day Cash Payoff

Reports to Credit Bureau: Optional

Initial Payment: $39

Requirements: Active Checking Account, Earn $1,000 a month

Documents to Submit: None

Accepts Payroll or Prepaid Cards: No

Also Accept: Self-Employed, Retirement, SS, VA, Disablity, ITIN

Apply

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American First

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Approves up to: $5,000

Early Payoff Option: Yes, 101 Day Cash Payoff

Reports to Credit Bureau: Yes, Every Month (TransUnion)

Initial Payment: $50

Requirements: 60-Day old Checking or Debit Account, Earn $800 a month

Documents to Submit: None

Accepts Payroll or Prepaid Cards: Yes, Both

Also Accept: Self-Employed, Retirement, SS, VA, Disablity, ITIN

Apply

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Okinus

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Approves up to: $5,000

Same as Cash option: Yes, if paid within 90 days

Reports to Credit Bureau: Yes, Every Month (Equifax)

Initial Payment: Based on Purchase Amount

Requirements: 90-Day old Checking Account, Earn $1,200 a month

Documents to Submit: None

Accepts Payroll or Prepaid Cards: No

Also Accept: Self-Employed, Retirement, SS, VA, Disablity, ITIN

APPLY

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West Creek

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Approves up to: $2,500

Early Payment Discount: 90 Day Early Payout

Reports to Credit Bureau: Yes, (Clarity, other secondary agencies)

Initial Payment: $40

Requirements: 3-Month Checking Account, Earn $1,000 a month

Documents to Submit: None

Accepts Payroll or Prepaid Cards: Employee-Sponsored Debit Cards

Also Accept: Self-Employed, Retirement, SS, VA, Disablity, ITIN

Apply

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Merchants Preferred

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Approves up to: $3,000

Early Payment Discount: 90 Day Early Payout

Reports to Credit Bureau: No

Initial Payment: $0

Requirements: 1-month old Checking Account, Employed for 1-month, Earn $1,000 a month

Documents to Submit: None

Accepts Payroll or Prepaid Cards: No

Also Accept: Self-Employed, Retirement, SS, VA, Disablity, ITIN

Apply

Learn More about Merchants Preferred

 

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