Progressive Financing

Want to take your items home? Our No Credit Check Program let's you do that without going through all the hassle of traditonal credit card lenders. The program is great for anybody with bad credit or no credit. The program works like rent-to-own: you are not charged for interest right away but rather month to month. It is setup so you can own your furniture in 1 year. The sooner you pay it off the lower the cost. Also if you pay it off within 90 days there is no interest charge or 90 Days Same as Cash.


  1. Must be employed by the same company for at least 6-months (non temporary).
  2. Must have a Checking Account that has been open for the last 3 months.
  3. No NSF's (charges for Non Sufficient Funds) in the last 30 days.
  4. Earn $1,000 a month and deposit at least $500 in checking account.

If you meet these requirements you are pre-approved.

Fill out an application and bring the following for a quick response:

  • Most recent paycheck stub
  • Most recent 30 day bank statement
  • Photo ID
  • Voided Check (Must match account # on bank statement)


Frequently Asked Questions

I don’t want my credit checked. Will Progressive check my credit score before approving my financing? Progressive does not conduct a formal credit investigation. They verify a customer’s residence and sources of income and review the customer’s bank statement. References provided by the customer could also be contacted to verify the information contained in the application form.

Does Progressive report my payments to the credit bureaus to help me my credit? No Progressive does not report to the credit bureaus. 

What is the maximum amount of financing that Progressive provides? Progressive approves up to $2,000 or $2,500 if reapplying.

What if I don't have a voided Check? If you don't have a voided check, please replace with a Bank Verification Form. Most banks can provide you with one if you ask them. You can also print the following one by Progressive and have your bank fill it out for you. Bank Account Verification Form

How much will I pay in interest? Progressive offers 90 days same as cash (or cash price if paid within 90 days). After 90 days, there is no interest rate but rather a lease fee. The total amount paid will depend on how soon you pay it off.

How do I make payments? Payments are automatically drafted from your checking account on a certain date (see contract if already financing). 

How do I get a hold of Progressive? If you have further questions regarding financing or an existing account you can reach Progressive at:

Phone 877-898-1970
Fax 877-966-2888
Mailing Address
11629 S 700 E
Draper, Utah 84020